Sitemap: Home Selling in Pensacola, Gulf Breeze and Milton, Florida - Get Expert Advice From Team Sandy Blanton

Sandy Blanton of Team Sandy Blanton is Pensacola's #1 Realtor. Find out why! Call (850) 479-SOLD (7653).

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For Sellers: Pensacola, Gulf Breeze and Milton Florida home buying, real estate listings, and homes for sale in Escambia and Santa Rosa County, FL

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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A	A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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You can find great local Pensacola, Florida real estate information on Localism.com Sandy Blanton is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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Team Sandy Blanton, REALTORŽ, real estate agents and broker for Pensacola, Gulf Breeze and Milton Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Blanton
Team Sandy Blanton
900 E. Cross Street
Pensacola, FL 32503
Tel: 850-479-7653
Fax: 850-479-1996
Email: SandyBlanton@NUMBER1EXPERT.com
Sandy Blanton, a CRS ( Certified Residential Specialist) and a GRI (Graduate Realtor Institute), has earned the reputation of being a leader in the Real Estate industry. Sandy has been nationally recognized in the top 100 out of 28,000 ERA agents. In other words, he is in the top one percent! In 2000, ERA ranked Sandy as the top listing agent for the Gulf Coast Region and top five in sales. Since 1995, Sandy has sold millions of dollars in real estate - in fact, more than $100,000,000. Experience: It is definitely what Sandy Blanton has! In the first few years of his career, Sandy sold more real estate than most agents sell in a lifetime!

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