5 Common Myths About Homeownership Buying a home is an important step in building a secure financial future. But because of some common misconceptions, many people believe homeownership is out of their reach. Don’t let these myths keep you from the personal and financial rewards of homeownership. Myth #1
“I don’t have enough money for a down payment.”
In the past, buying a home required a 20% down payment. But not today. In fact, 7 out of 10 first-time homebuyers make a down payment of 10% or less. Contact us about loan programs that can help you buy a home without a lot of cash, or any at all. Myth #2
“I have less-than-perfect credit, so I can’t get a mortgage.”
A less-than-perfect credit history doesn’t have to stand in your way of reaching your homeownership goals. Team Sandy Blanton has helped hundreds of individuals move beyond credit challenges into homes of their own. We may have solutions for your situation. Myth #3
“It’s less expensive to rent.” In fact, you may be surprised how much home you can buy for the same rent check you're sending in now, especially when you consider the tax advantages of homeownership. And unlike rental costs, your monthly principal and interest payments will stay the same for the life of a fixed-rate mortgage. Myth #4
“I won’t be able to fit a mortgage in my budget.”
Our goal is to help you succeed financially, so we’ll carefully review your loan options with you and help you choose the loan that’s right for you. With a loan that fits your budget and your financial goals, your home will be a powerful tool in building a secure future for you and your family. Sandy is a mortgage broker and can help you through the mortgage process or refer you to someone who can meet your specific needs Myth #5
"Now may not be the right time to buy.” Because home prices historically increase (and only occasionally decline), buying as soon as you’re able is can be a more effective strategy than trying to time the real estate market. Moreover, as a homeowner, you’ll be building wealth as your home equity grows. 
Curb Appeal >A Beautiful Yard
Many people wait until they are about to sell their home before they put energy and attention into improving the landscaping. Then in a desperate attempt to create instant curb appeal, they call in a professional landscaper and spend a lot of money making the yard beautiful for the next owners to enjoy.
Why wait until you are ready to move to enhance your surroundings? Even if you don't want to take on a major project, you can plant a few bushes and bulbs each year. You can get plants that bloom at different times of the year, many of which don't need a tremendous amount of care. There are several benefits to this approach. You will be able to enjoy your improvements yourself, and you will profit more from your sale if you haven't invested a lot of money in your yard right before the transaction. Well-landscaped lawns tend to increase the real estate values in the whole neighborhood, and can result in a more rapid increase in the equity you have in your home!
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Where is the world's largest dome?
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The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana. |
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- NUMBER1EXPERTS™ 
