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Sandy Blanton of Team Sandy Blanton is Pensacola's #1 Realtor. Find out why! Call (850) 479-SOLD (7653).


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Myths About Buying a Home: Pensacola, Gulf Breeze and Milton Florida home buying, real estate listings, and homes for sale in Escambia and Santa Rosa County, FL
Welcome > For Buyers > Myths About Buying a Home ...


Homebuyer Myths

5 Common Myths About Homeownership 

Buying a home is an important step in building a secure financial future. But because of some common misconceptions, many people believe homeownership is out of their reach. Don’t let these myths keep you from the personal and financial rewards of homeownership. 

Myth #1
“I don’t have enough money for a down payment.”
 

In the past, buying a home required a 20% down payment. But not today. In fact, 7 out of 10 first-time homebuyers make a down payment of 10% or less. Contact us about loan programs that can help you buy a home without a lot of cash, or any at all. 

Myth #2
“I have less-than-perfect credit, so I can’t get a mortgage.”
 

A less-than-perfect credit history doesn’t have to stand in your way of reaching your homeownership goals. Team Sandy Blanton has helped hundreds of individuals move beyond credit challenges into homes of their own. We may have solutions for your situation. 

Myth #3
“It’s less expensive to rent.”
 

In fact, you may be surprised how much home you can buy for the same rent check you're sending in now, especially when you consider the tax advantages of homeownership. And unlike rental costs, your monthly principal and interest payments will stay the same for the life of a fixed-rate mortgage.  

Myth #4
“I won’t be able to fit a mortgage in my budget.”
 

Our goal is to help you succeed financially, so we’ll carefully review your loan options with you and help you choose the loan that’s right for you. With a loan that fits your budget and your financial goals, your home will be a powerful tool in building a secure future for you and your family. Sandy is a mortgage broker and can help you through the mortgage process or refer you to someone who can meet your specific needs 

Myth #5
"Now may not be the right time to buy.”
 

Because home prices historically increase (and only occasionally decline), buying as soon as you’re able is can be a more effective strategy than trying to time the real estate market. Moreover, as a homeowner, you’ll be building wealth as your home equity grows.  

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Real Estate Tips
Relocation >Help Your Real Estate Agent

Once your home is listed for sale, it may be difficult for you to step aside and let your agent take over. When prospective buyers arrive, you may want to stand by to point out the closet extenders, the hidden spice cabinet behind the kitchen door, the energy-saving storm windows or the updated copper plumbing. If you really want to help, however, you will leave the house whenever it is being shown!

We have found that the sales process does not really begin until buyers have begun to voice their objections about a property. Sometimes these concerns are serious enough to remove your house from consideration. Often, however, people voice objections as an automatic response when they really love the house and want to buy it. Real estate professionals are trained to know the difference.

If a seller is standing at the agent's elbow, the buyer won't be comfortable enough to allow the process of raising objections take place. If the buyer feels intimidated or suppressed, we could lose the sale. The best way to help is to give your real estate agent room to make the sale.

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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Team Sandy Blanton, REALTOR®, real estate agents and broker for Pensacola, Gulf Breeze and Milton Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Blanton
Team Sandy Blanton

900 E. Cross Street
Pensacola, FL 32503
Tel: 850-479-7653
Fax: 850-479-1996
Email: SandyBlanton@NUMBER1EXPERT.com

Sandy Blanton, a CRS ( Certified Residential Specialist) and a GRI (Graduate Realtor Institute), has earned the reputation of being a leader in the Real Estate industry. In fact, Sandy sold more Pensacola area homes in 2007 and 2008 than any other agent! When Sandy was an agent at ERA, has was nationally recognized in the top 100 out of over 28,000 ERA agents. In other words, he is in the top one percent! In 2000, ERA ranked Sandy as the top listing agent for the Gulf Coast Region and top five in sales. Since 1995, Sandy has sold millions of dollars in real estate - in fact, more than $100,000,000. Experience: It is definitely what Sandy Blanton has! In the first few years of his career, Sandy sold more real estate than most agents sell in a lifetime!

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